banked

pump.fun launchpad

Every coin gets
its own bank.

You don't need to sell your bags to get SOL. A share of a coin's trading fees fills its own SOL vault. Holders borrow against the coin with zero interest and repay exactly what they took, keeping the upside if the coin runs.

The loop, live

  1. Coin launches0 vaults
  2. People trade iton pump.fun
  3. Fees fill its vault0.00 SOL in
  4. Holders borrow0.00 SOL lent
  5. Repaid, no interest0.00 SOL back

Live vaults

Every coin launched here and its own vault, read from chain on every visit.

All vaults

No vaults yet

The first coin launched here opens the first vault.

Launch the first coin

Chart any pump.fun coin: paste its address or link.

Selling ends the trade. Borrowing keeps you in it.

Same bag both ways. Move the sliders to see where you end up.

10.00 SOL
30% · 3.000 SOL
+100%

Example only. Bag value = what the pool would pay to buy your whole deposit, the way we price it. No interest and no penalty; liquidation at 75% of the bag's value, with everything above the loan refunded.

If you sell

trade over
SOL in your pocket today
10.00 SOL
Coins you still own
none
If it moves +100%
you're not in it

You end with

10.00 SOL

Plus your sell hit the chart as one red candle.

If you borrow

still holding
SOL in your pocket today
3.000 SOL
Coins you still own
all of them
Bag after +100%
20.00 SOL
You repay (no interest)
3.000 SOL

You end with

20.00 SOL

+10.00 SOL vs selling

Liquidated only if the bag falls about 60% from today.

Borrowing isn't free money: if the coin dumps hard, you can lose the bag. Borrow small.

See what my bags can borrow

The terms

The same for every coin. Each vault only ever lends against its own coin.

Full terms
Borrow up to
50%
of what the bag really sells for
Liquidation at
75%
debt over collateral value
Interest
0%
repay exactly what you borrowed
Fees to vault
10%+
set by the launcher, up to 100%

Questions

More in the docs.

Where does a coin’s vault get its SOL?

From that coin’s own trading fees. At launch, pump.fun’s fee-sharing config names the coin’s vault as a shareholder. Every few minutes the accrued fees are distributed on chain and the vault’s share lands in it. Borrowers repay into the same vault, so the SOL keeps circulating among that coin’s holders.

Can I borrow against any coin?

Only coins launched here, and only from their own vault. A coin’s SOL can never be lent against a different coin, so each vault’s risk stays with its own holders.

Do I get the same coins back?

Yes. Your tokens sit in the coin’s vault untouched while the loan is open. Repay what you owe and the exact same amount comes back to your wallet in the same transaction.

Does borrowing move the price?

No. Depositing collateral is a transfer, not a trade — nothing hits the pool, so there is no red candle. The only time the vault sells is a liquidation.

What does it cost?

Nothing beyond normal Solana network fees. There is no interest: borrow 1 SOL and you repay exactly 1 SOL, whether that is tomorrow or in a year. The vault grows only from the coin’s trading fees, never from borrowers.

What happens if the coin dumps?

If the loan reaches 75% of your bag's value, the vault sells the bag to recover the SOL it lent. There is no penalty: everything above the amount you borrowed is sent back to you.